Our Team Of Investment Experts | Lockhart Capital Management (2024)

Jon is one of the founding partners and CEO of Lockhart Capital Management. He has almost 30 years experience in the Financial Planning and Wealth Management sector and for the last 13 years was a Senior Executive of a major National Wealth Management firm where he was responsible for running a team of over 80 Financial Planners & Wealth Managers.

Jon lives in Sevenoaks and when not spending time with his wife and three daughters, enjoys cycling particularly in the French Alps.

Bryan is a Chartered Financial Planner and one of the founding partners of Lockhart Capital Management. He has nearly 30 years industry experience, 17 of which were with a leading national Wealth Management firm prior to establishing Lockhart.

Bryan has provided financial planning advice to private individuals and their families and has extensive experience in managing the affairs of professional partners, business owners, senior executives and lottery winners. He has particular expertise in bringing context to their finances that allows them to identify, prioritise and strategise what is important to them before helping them execute their plans efficiently and effectively.

Bryan lives in Aberdeenshire and is married with two children. A former Scottish Golf Internationalist he enjoys golf when time permits and spending time with his family when it doesn't!

Andrew is a Chartered Alternative Investment Analyst and one of the founding partners and CIO of Lockhart Capital Management. He designed, built and led the highly regarded and successful John Scott & Partners (then “Towry”) discretionary investment service and was managing c£6bn by the time he left what was then Tilney, where he also served on the Advice Policy Committee. He built award-winning analyst (and support) teams, including for Best Multi Asset Investment Portfolio Manager (UK) in 2016, further selecting from these professionals for Lockhart Capital Management. He has been managing portfolios for High Net Worth clients for over 20 years, regularly appears at conferences and in the media and was named in the top 100 most influential private client fund selectors in 2013, 2014 and 2015 by Citywire.

Andrew lives in Maidenhead with his wife and two children. Andrew plays Chess, enjoys following geo-politics, and has an avid interest in statistic-heavy US sports

Toby is a Chartered Financial Planner and one of the founding partners of Lockhart Capital Management. Having worked for the majority of his 20 year career for two leading national Wealth Management firms, Toby, alongside his fellow partners, set up Lockhart in 2017. For the past 20 years, he has been providing advice to individuals on a wide range of financial planning matters.

In addition to business owners, professionals and lottery winners, Toby also advises recipients of significant personal injury and clinical negligence awards.

Toby lives in Leeds and outside of work enjoys playing golf and skiing with his wife and two sons.

Chris is a Chartered Financial Planner and one of the founding partners of Lockhart Capital Management. For the past 13 years he worked for a major national Wealth Management firm where he provided advice and counsel to a select group of lawyers, entrepreneurs and lottery winners.

Prior to that, Chris worked for a prominent London based family office where he gained significant experience in how the very wealthy structure and protect their wealth. He is a member of the UK society of Investment professionals and has been commended in the 2010, 2014, 2015 & 2016 editions of the Spear’s 500 HNW Wealth Managers index. In the recently published 2022 edition he is listed as one of the top recommended HNW managers in his field.

Chris lives in Cobham, Surrey and when not working enjoys spending time in the French Alps with his wife and twin children.

Stuart retired from Saga in 2015 where he spent 15 years as CFO. During that time Saga passed from family to private equity ownership and finally through an IPO to become a public company in 2014. In 2007, Stuart also became CFO for Acromas, the Private Equity backed company that acquired both Saga and the AA. The AA also became a public company in 2014.

Prior to joining Saga, Stuart worked for two years at the advertising group Cordiant Communications as Deputy CFO and for ten years before that at the advertising group WPP Group plc in various positions. Stuart qualified as a Chartered Accountant at KPMG in London.

Stuart lives in Sevenoaks with his wife and three children and his interests include cycling, travelling and music.

Jenni is a Chartered Financial Planner and Fellow of the Personal Finance Society having joined Lockhart in February 2018. She works closely with our Founding Partners and Directors in the provision of advice and financial modelling to our clients. Her talents were rewarded when she was placed by Citywire in the Top 35 Next Generation Advisers under 35 in 2017 and has recently won 'Paraplanner of the Year 2020' by the PFS Society.

Jenni lives in Guildford and has a passion for keeping fit and running, having completed a marathon and several half marathons. She is also a keen baker and enjoys socialising with family and friends.

Julie is a Chartered Financial Planner with over 30 years of industry experience. Prior to joining Lockhart Capital Management, Julie was a Senior Client Partner at Coutts & Co for the best part of 20 years, advising Ultra-High Net Worth clients on all aspects of financial planning. She then moved to a large Wealth Management firm as a Senior Director and was appointed a member of the Strategy Board.

Julie’s strengths are on building long term relationships based on trust and adding value to a clients overall financial affairs. She takes time to really prioritise their personal goals and objectives, and to develop a financial plan to meet these needs ensuring their finances are fully aligned with their short, medium and longer term plans.

She is able to demystify often complex situations and relay these to clients in a manner they understand to achieve the planning strategies being adopted.

In her spare time, Julie enjoys travelling, spending time with her husband, two sons and walking their two Golden Doodles!

Carol has worked in financial services for 30 years. Prior to joining Lockhart Capital Management, she worked with Tilney, a national IFA, corporate banks and an accountancy firm. Carol is a qualified financial planner, a member of PFS and Consensus Scotland.

Carol lives in Aberdeen and enjoys travelling the world and can also be spotted in the foothills of the Cairngorms with her black labrador and ponies.

William is a Director at Lockhart having joined from a major national wealth management firm where he was both a Partner and Team Leader in their London office. Prior to that William worked for a global bank specialising in guiding and advising international clients.

As a fully qualified Financial Planner, William advises families on all aspects of their financial planning and wealth management needs although he has a particular interest in estate planning and the efficient transfer of wealth between generations.

During his career William has worked alongside tax and business advisers at some of the largest accounting practices in the UK and believes that working together with his client’s professional advisers is fundamental to achieving cohesive financial planning outcomes.

William splits his time between London and South Devon, where he spends his downtime enjoying an array of outdoor pursuits with his wife and two daughters.

Charles is a Director at Lockhart Capital Management having joined from a major national wealth management firm. Prior to this his experience was in the banking sector.

Charles is a Yorkshire Financial Adviser of the Year 2020 and 2021 Finalist and specialises in wealth planning for high net worth individuals and business owners. He is a Chartered Financial Planner and his expertise lies in planning and building personal wealth, retirement planning, exit strategies and estate / inheritance tax planning.

When not behind his desk or spending time with his family, Charles is a keen cyclist and can regularly be spotted climbing the routes of the Yorkshire Dales for charity.

Justin is a Director at Lockhart, having joined from a large national wealth management firm.

A true believer in the value of holistic financial planning, Justin is adept at working alongside his client’s other professional advisers. His personal practice encompasses all areas of retirement, investment and protection planning for individuals and trustees. However; he has a particularly strong interest in the areas of estate planning and the provision of advice to vulnerable and potentially vulnerable persons, or those seeking advice on their behalf (such as attorneys and deputies).

Justin is a Chartered Financial Planner, a fellow of the Personal Finance Society (PFS) and holds the Investment Management Certificate (IMC - level 4). He is also a registered Trust & Estate Practitioner and full member of the Society of Trust & Estate Practitioners (STEP); having completed the Diploma in Tax & Estate Planning (E&W), including the Advanced Certificate in UK Tax for International Clients.

Justin lives in Kent with his wife and three young children, where they enjoy the countryside, the seaside and renovating their 1750’s home.

David has worked in financial services for over 20 years in client facing roles. Most recently David has been working in a large Accountancy Practice where he has been offering bespoke Financial Planning and Wealth Management services to High-Net-Worth Private Clients.

“As a Director at Lockhart Capital Management I am proud to be part of a business which is committed to the highest level of client care both at the outset and throughout the ongoing relationship. My approach is always to step into the client’s shoes and see their personal or business situation, allowing me to have a good all-round understanding of what they are looking to achieve. I see this as being essential to putting in place the most effective and personalised planning for each client. This approach and method to planning enables me to put a clear financial strategy in place for clients and evolve it on an on-going basis as their career, business and family go through each stage of development.”

David is married and has two teenage daughters. In his spare time he is a keen golfer and also enjoys taking his children to watch Leeds United as well as enjoying cooking for friends & family.

Lisa is a very experienced administrator having worked in Financial Services throughout her career. This started with Lloyds Banking Group with roles in both Personal and Corporate Banking. Latterly Lisa has worked in a national Wealth Management firm for the previous four years.

Lisa lives in Aberdeen with her husband and daughter and really enjoys spending time with family and friends as well as travelling.

Helen recently returned to the world of finance after 8 years being self-employed as a personal trainer and running her own gym. Prior to this, she worked for 10 years in London at a major National Wealth Management firm as both a Client Services Executive and then latterly as Executive Assistant to a Senior Manager.

Helen lives in Buckinghamshire and is based out of our Cobham office. In her spare time, she enjoys exercising on a daily basis; either in the gym or walking with her 3 rescue dogs.

Jo has worked in the Financial Services Industry since 2004 both in the US and the UK. She worked at various Wealth Management firms in the US including Morgan Stanley, Credit Suisse Private Bank and Bank of America Merrill Lynch. Over the last 3 years, she was living in Abu Dhabi and working at the British Embassy.

Now that she has returned to the UK, she is studying for her CII certification as a means to progress her career.

Jo lives in Horsham with her husband and two teenage children, four parrots and three cats. She is a keen sailor and is a fully qualified sailing instructor.

Jane has recently returned to London from Australia where she worked for 15 years in Global Wealth Management Companies in client facing and Project Management roles, working with High Net worth Clients.
Prior to this she worked in London at UBS Wealth Management and at Coutts Private Bank and has over 20 years experience in the industry.

Jane loves travelling and walking and running around the English Countryside.

Natalie has been working in financial services since 2010, having previously lived and worked in France for a number of years. Among her qualifications, Natalie is a licensed pension transfer specialist and has joined Lockhart from a National Advice Firm where she provided technical expertise to a team of financial planners.

In her spare time she enjoys spending time with her husband and young daughter, travelling and socialising with family and friends.

Alison is a Chartered Financial Planner and is a Fellow of the Personal Finance Society. She started with Lockhart in June 2021 after having been with Tilney for 15 years.

Alison has been providing written advice reports, cashflow modelling and technical research for the Senior Partner and other members of the team. She has also been involved in advice and planning around personal injury settlements and Defined Benefit pensions.

Alison lives in Fife with her husband and two young children. She enjoys keeping fit, cooking, travelling and spending quality time with her family.

Robert has worked with both Andrew and Pete for the last 15 years and has an unusually broad experience of portfolio construction & risk, fund analysis and investment operations.

As a Chartered Financial Analyst with a BSc in Psychology, Robert brings a particularly analytical and process-driven approach to constructing and managing client portfolios, drawing from his experience in statistical analysis, social science, and behavioural economics. He has experience investing in all the major asset classes, including equity, fixed interest, alternatives, and real assets.

Robert lives in London with his wife and young son, and enjoys playing tennis in his spare time.

Wee-Tsen has spent his career in multi manager investing either as a fund researcher or portfolio manager. He has experience covering the major asset classes, mainly focusing on equity strategies, prior to joining the team. Working with some of the largest pension funds and wealth managers globally has fostered a broad and differentiated perspective to his understanding of multi asset investment.

Wee-Tsen used to enjoy travelling frequently and experiencing new cultures, in particular their cuisine, however, now spends the majority of his time researching nursery rhymes for his young daughter

Humayun has previously worked in Premier Banking for a High Street Bank providing Client focused services including day to day banking, lending and investment services.

He has recently been working for a Bespoke SIPP and SSAS pensions firm, here he provided technical expertise for benefit crystallisations, contributions, pension transfers, annual reporting, property purchases and ongoing management (VAT, Rent Invoicing & Collection), lending, DFM & Self-Managed Investments, Structured products & Death benefits.

Humayun enjoys spending time with his wife and three young children, enjoys a little DIY projects and socialising with family and friends.